Protection is the foundation of any wealth plan. Term life, health, and motor insurance — compared across insurers, with special expertise in NRI health coverage for parents in India.
Compare term plans across 15+ insurers. Coverage of INR 1-5 crore at competitive premiums. Claims ratio analysis and insurer strength assessment.
Individual, family floater, and super top-up plans. Hospital network comparison, claim settlement ratios, and coverage adequacy analysis.
Health insurance for NRI parents in India — the most common request we get. Coverage options for senior citizens, pre-existing conditions, and cashless hospital networks.
Car and two-wheeler insurance comparison. Own damage + third party, IDV optimization, and add-on coverage selection.
We are IRDAI-authorized via POSP license, enabling us to compare and recommend across multiple insurance companies — not locked to a single insurer.
End-to-end claims assistance. Documentation guidance, hospital coordination, and follow-up until settlement.
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Are you underinsured? 60-second assessment based on your income, dependents, and outstanding loans.
A Point of Sale Person (POSP) is an IRDAI-authorized insurance distributor who can sell simplified insurance products across multiple insurers. Unlike a single-company agent, our POSP authorization lets us compare plans from 15+ insurers and recommend what's best for you — not what earns us the highest commission.
Yes. NRIs can purchase health insurance for their parents in India. Key considerations: check if the insurer covers pre-existing conditions (usually after 2-4 year waiting), verify the cashless hospital network in your parents' city, and compare senior citizen plans with sub-limits on room rent. Premium payment can be from NRE/NRO accounts.
A common rule: 10-15x your annual income. For a person earning INR 20 lakh/year, that's INR 2-3 crore cover. Factor in outstanding loans, children's education costs, and spouse's financial independence timeline. Term insurance is cheapest when you're young and healthy — every year you delay increases the premium.
Book a free 30-minute consultation. We'll assess your situation and create a personalized roadmap. No commitment required.