Invest. Protect.
Transfer.

ZenoWealth is an AMFI-registered, AI-first wealth management platform serving affluent Indians and NRIs across 12 verticals. We cover mutual funds, insurance, estate planning, private markets, tax advisory, real estate, and family office — all under one platform. Zeno Ventures Pvt. Ltd. (India) and Zeno Ventures LLC (Global) serve clients in India, US, UK, UAE, Canada, Singapore, and Australia.

Yes, NRIs can invest in Indian mutual funds through NRE or NRO bank accounts. Over 44 AMCs in India accept NRI investments, though US/Canada-based NRIs face FATCA restrictions limiting them to approximately 15-20 compliant fund houses. ZenoWealth is AMFI registered and handles end-to-end FEMA compliance, KYC, and FATCA documentation for NRI mutual fund investments.

Under FEMA, NRIs can purchase residential and commercial property in India without RBI permission. Agricultural land, plantation property, and farmhouses are restricted. Payment must be through NRE, NRO, or FCNR bank accounts — no foreign currency payments. Sale proceeds repatriation is capped at USD 1 million per financial year from NRO accounts. FEMA violations carry penalties up to 3x the amount involved under Section 6(5).

DTAA (Double Tax Avoidance Agreement) is a bilateral tax treaty between India and another country that prevents the same income being taxed twice. India has DTAAs with 90+ countries. For example, the India-US DTAA caps withholding tax on dividends at 25% instead of 30%. ZenoWealth helps NRIs claim DTAA benefits through proper Form 10F filing and Tax Residency Certificate procurement.

Zeno is an AI assistant trained on Indian Tax Law, FEMA guidelines, and SEBI regulations, including Finance Act 2025 changes to NRI TDS rates and the new capital gains tax regime. It provides instant, context-aware answers on NRI property rules, capital gains optimization, DTAA benefits, and estate planning — without billable hours.

There is no minimum for most services. Mutual fund SIPs start at INR 500/month. Insurance and loan advisory have no minimums. For shared family office services, the threshold is INR 25 crore AUM. For dedicated family office, INR 100 crore. Estate planning, NRI advisory, and tax services are available to all clients regardless of portfolio size.

Yes, ZenoWealth provides access to pre-IPO opportunities in both US and Indian markets. This includes unlisted shares of Indian companies approaching IPO (minimum INR 35,000-50,000 per transaction) and curated US pre-IPO SPVs. NRIs are subject to LRS limits of USD 250,000 per financial year. The top 100 unlisted Indian companies are valued at INR 28.5 lakh crore combined.

Yes. Over 80% of Indians die intestate (without a will), making estate planning India's most underserved financial need. ZenoWealth covers digital will creation, succession planning, nominee audits across all financial accounts, and trust structuring. This is especially critical for NRIs with assets in multiple countries, where Indian assets follow Indian succession law and overseas assets follow local law.