India's timeless asset class, modernized. Digital gold, Sovereign Gold Bonds, and physical gold — with tax-efficient strategies tailored to your residency status.
RBI-issued SGBs offering 2.5% annual interest plus gold price appreciation. Tax-free on maturity if held 8 years. We guide timing and allocation.
Buy gold from INR 1 via SafeGold/Augmont rails. 99.9% pure, stored in insured vaults. Convert to physical delivery anytime.
Exchange-traded gold funds for demat-based investing. Lower expense ratios than physical gold, high liquidity.
NRIs face restrictions on direct SGB purchase. We advise on compliant alternatives — Gold ETFs via NRE demat, international gold funds, and repatriation-friendly structures.
NRIs cannot directly subscribe to new SGB issues from RBI. However, NRIs can purchase SGBs on the secondary market (stock exchanges) through their NRE/NRO demat accounts. Alternatively, Gold ETFs and Gold Mutual Funds are fully accessible to NRIs and offer similar gold price exposure.
SGBs held to 8-year maturity are completely tax-free on capital gains. For early exit (after 5 years), gains are taxed as LTCG at 12.5%. Physical gold and gold ETFs are taxed as LTCG at 12.5% after 12 months of holding. Short-term gains are added to income and taxed at slab rates.
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