Disclaimers

Last updated: April 2026

Investment Disclaimer

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. The NAV of units issued under schemes may go up or down depending on factors and forces affecting the securities markets.

Regulatory Disclosure

Mutual Fund Distribution: ZenoWealth (Zeno Ventures Pvt. Ltd.) is registered with AMFI as a Mutual Fund Distributor. ARN details available on request. We earn trail commissions from Asset Management Companies, which may influence the products we recommend. Clients should be aware of this potential conflict of interest.

Insurance Distribution: Insurance products are distributed under POSP authorization through licensed insurance brokers. We are not an insurance company. Insurance is a contract between the insurer and the policyholder.

Loan Distribution: Loans are facilitated as DSA (Direct Selling Agent) for partner banks and NBFCs. Loan approval, terms, and interest rates are determined by the lending institution.

Not a SEBI Registered Investment Adviser

ZenoWealth is not currently registered as a SEBI Registered Investment Adviser (RIA). Our services constitute general information and distribution of financial products, not personalized investment advice under SEBI (Investment Advisers) Regulations, 2013.

Tax and Legal Disclaimer

Tax information provided on this website is general in nature and based on our understanding of current tax laws. Tax laws are subject to change. We are not qualified tax advisors or legal professionals. For specific tax or legal advice, please consult a qualified Chartered Accountant or lawyer.

NRI Disclaimer

NRI investment services are subject to FEMA (Foreign Exchange Management Act) regulations, RBI guidelines, and applicable DTAA provisions. NRIs from the US and Canada may face additional restrictions due to FATCA compliance requirements. Not all mutual fund schemes or insurance products are available to NRIs from all countries.

AI Advisor Disclaimer

Zeno AI provides general informational responses based on publicly available regulations and financial knowledge. It is not a substitute for professional advice. Responses may contain errors or outdated information. Users should independently verify all information before making financial decisions.

Pre-IPO and Unlisted Securities

Investments in pre-IPO, unlisted securities, and private markets carry substantially higher risk than publicly traded securities. These investments may have limited liquidity, limited disclosure, and no regulated secondary market. SEBI has issued advisories against unauthorized platforms dealing in unlisted securities. Past pre-IPO returns are not indicative of future performance.

Estate Planning

Estate planning guidance provided by ZenoWealth is informational and general in nature. Will creation, trust formation, and other legal documents should be reviewed and executed under the supervision of qualified legal professionals. We are not a law firm.

No Guarantee of Returns

ZenoWealth does not guarantee any specific returns on investments. Any projected returns, yield figures, or performance data shown on this website are illustrative only and based on historical data or assumptions that may not hold true.

Contact for Complaints

For grievances related to our services:

For mutual fund-related complaints, you may also contact AMFI at amfiindia.com or SEBI at scores.sebi.gov.in.