SIP Calculator
See how disciplined monthly investing compounds over time. Calculate your future corpus with our free SIP calculator.
Total Invested
₹12,00,000
Estimated Returns
₹11,23,391
Future Value
₹23,23,391
Year-by-Year Breakdown
| Year | Yearly Investment | Corpus |
|---|
How SIP Works
Power of Compounding
Your returns earn returns. A ₹10K/month SIP at 12% grows to ~₹23L in 10 years — but only ₹12L is your money. The rest is compounding at work.
Rupee Cost Averaging
By investing fixed amounts monthly, you buy more units when markets fall and fewer when they rise. Over time, this smooths out volatility and lowers your average cost.
Step-Up SIP
Increase your SIP by 10% annually and your 10-year corpus could be 40–50% higher. As your income grows, your investments should too.
Want a Personalised Investment Plan?
A calculator gives you numbers. An advisor gives you a plan — built around your goals, tax situation, and risk profile.