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A legally structured will template designed for Indians and NRIs — covering everything from specific bequests and guardianship to NRI-specific clauses and digital assets.

Over 80% of Indians die without a will. It takes 20 minutes to change that. This template gives you a legally sound starting point — so your family is never left guessing.

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What's Inside the Will Template

10 sections covering every clause your will needs — from the basic testator declaration to NRI-specific provisions most templates miss entirely.

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1. Testator Declaration

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  • check_box_outline_blank Full legal name (as on Aadhaar / passport)
  • check_box_outline_blank Current residential address
  • check_box_outline_blank Date of birth and father's / spouse's name
  • check_box_outline_blank Date of signing the will
  • check_box_outline_blank Declaration of sound mind and free volition
  • check_box_outline_blank Statement that will is being made without coercion or undue influence
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2. Revocation Clause

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  • check_box_outline_blank Explicit revocation of all prior wills and codicils
  • check_box_outline_blank Statement that this is the last will and testament
  • check_box_outline_blank Mention of any prior registered wills to be superseded
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3. Appointment of Executor

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  • check_box_outline_blank Full name and address of primary executor
  • check_box_outline_blank Relationship to testator
  • check_box_outline_blank Alternate executor if primary is unable or unwilling
  • check_box_outline_blank Powers granted to executor — sell, transfer, distribute assets
  • check_box_outline_blank Compensation clause (if any) for executor's services
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4. Specific Bequests

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  • check_box_outline_blank Individual items or assets assigned to named beneficiaries
  • check_box_outline_blank Bank accounts — account numbers, bank name, beneficiary
  • check_box_outline_blank Fixed deposits and recurring deposits
  • check_box_outline_blank Mutual fund folios and demat holdings
  • check_box_outline_blank Real estate properties — full address, survey number, beneficiary
  • check_box_outline_blank Gold, jewellery, and valuables — description and beneficiary
  • check_box_outline_blank Vehicles — registration number and beneficiary
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5. Residuary Estate

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  • check_box_outline_blank Catch-all clause for assets not specifically mentioned
  • check_box_outline_blank Named beneficiary or beneficiaries for residuary estate
  • check_box_outline_blank Percentage split if multiple residuary beneficiaries
  • check_box_outline_blank Instructions if residuary beneficiary predeceases testator
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6. Guardianship Clause

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  • check_box_outline_blank Guardian for minor children (if applicable)
  • check_box_outline_blank Alternate guardian if primary is unable
  • check_box_outline_blank Wishes regarding children's education, residence, upbringing
  • check_box_outline_blank Financial provisions for guardian's expenses
  • check_box_outline_blank Age at which guardianship terminates
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7. Trust Provisions

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  • check_box_outline_blank Trust for minor beneficiaries until they reach a specified age
  • check_box_outline_blank Staged inheritance — e.g., 50% at 25, balance at 30
  • check_box_outline_blank Trustee appointment and powers
  • check_box_outline_blank Instructions on investment of trust corpus
  • check_box_outline_blank Conditions for early distribution (education, medical emergency)
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8. NRI-Specific Clauses

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  • check_box_outline_blank Separate schedule for Indian assets vs overseas assets
  • check_box_outline_blank Governing law — Indian will for Indian assets, foreign will for foreign assets
  • check_box_outline_blank NRE / NRO account disposition and FEMA compliance
  • check_box_outline_blank Repatriation instructions for sale proceeds
  • check_box_outline_blank Power of Attorney holder in India for estate administration
  • check_box_outline_blank DTAA implications on inherited assets
  • check_box_outline_blank Non-conflict declaration — ensuring Indian will doesn't contradict foreign will
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9. Digital Assets

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  • check_box_outline_blank Email accounts — provider, recovery email, access instructions
  • check_box_outline_blank Cryptocurrency — wallet addresses, seed phrase location, exchange accounts
  • check_box_outline_blank Social media accounts — wishes (memorialize, delete, transfer)
  • check_box_outline_blank Cloud storage — Google Drive, iCloud, Dropbox
  • check_box_outline_blank Paid subscriptions and SaaS accounts
  • check_box_outline_blank Digital photos and intellectual property
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10. Signatures & Witnesses

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  • check_box_outline_blank Testator's signature on every page
  • check_box_outline_blank Two witnesses required under Indian Succession Act, 1925
  • check_box_outline_blank Witnesses must NOT be beneficiaries or their spouses
  • check_box_outline_blank Full name, address, and signature of each witness
  • check_box_outline_blank Witnesses must sign in presence of testator and each other
  • check_box_outline_blank Date and place of signing

Key Legal Notes

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Registration is Optional

Indian wills are valid without registration under the Indian Succession Act. However, registering at the Sub-Registrar's office (INR 500–1,000 fee) prevents tampering and strengthens validity in disputes.

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Hindu Succession Act

For Hindus, Buddhists, Jains, and Sikhs — self-acquired property can be willed freely. Ancestral property has coparcenary rights that limit testamentary freedom. Understand the distinction before drafting.

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NRI Multi-Jurisdiction

NRIs need separate wills for assets in different countries. An Indian will should cover only Indian assets. Ensure no conflict between jurisdictions — contradicting wills can invalidate both.

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Need professional help drafting your will?

A template is a starting point — not a substitute for legal counsel. ZenoWealth connects you with estate planning professionals who handle wills, trusts, succession certificates, and NRI-specific FEMA compliance.